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| Visa Platinum with CashRewards | |||||
The NASA Federal Visa Platinum with CashRewards
Enjoy the power and prestige of Visa Platinum with the extra advantage of cash rewards. With the NASA Federal Visa Platinum with CashRewards, earn up to 2% cash back† on all purchases! Plus, get a great rate as low as 13.9% APR* and choose from 5 unique card designs!
Apply online to start earning cash rewards today!
Purchase Amount During Each Monthly Billing Cycle |
% CashReward |
$0 - $1,000 |
1% |
$1,001 - $2,000 |
1.25% |
$2,001 + |
2% |
Card design choices:
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Earn up to 2% CashRewards for each net retail dollar in purchases - with no limit to how much cash back you can earn! Plus, take advantage of:
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Apply online for 24-hour service and an answer in minutes. Once your credit card application is approved, a Loan Specialist may need additional information and will contact you by the next business day. All information is subject to verification before the decision is final. To apply by telephone, call 301-249-1800 or toll-free 1-888-NASA-FCU (1-888-627-2328), ext. 200.
| Important Visa Disclosure and Credit Information | |
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| NASA Federal Visa Platinum CashRewards Terms and Conditions | |
Interest Rates and Interest Charges |
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| Annual Percentage Rate (APR)* for Purchases | 13.9% to 17.99% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. |
| APR For Balance Transfers | 13.9% to 17.99% This APR will vary with the market based on the Prime Rate. |
| APR For Cash Advances | 15.9% to 17.99% This APR will vary with the market based on the Prime Rate. |
| Penalty APR and When it Applies | 18.00% This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| Minimum Interest Charge | None |
| Maximum Limit Amount | $30,000 |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
Fees |
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| Annual Fee | None |
| Transaction Fees | Balance Transfer: None Cash Advance: 3% of advance ($5 minimum) Foreign Transactions: 1% of transaction amount |
| Penalty Fees |
Late Payment: Up to $35 (Charged if a payment is received more than five (5) days after the payment due date.) Over-the-Credit Limit: None Returned Payment: Up to $35 |
| Other Fees | Card Replacement: None (Platinum Rewards); Otherwise: $5 |
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See Account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights is provided in your Account Agreement.
*APR may vary based on credit history. Your APR for cash advances and convenience checks will equal your variable purchase rate plus 2% (not to exceed 18%).
†Earn 1% of each dollar of new net purchases from $0 to $1,000; earn 1.25% of each dollar of new net purchases from $1,001 to $2,000; earn 2% of each dollar of new net purchases from $2,001 and above. There is no limit to how much cash back you can earn. The rebate credit amount will appear on your monthly statement and will be applied to your account annually in your November Statement. Your account must be in good standing at the time the rebate credit is applied. The rebate does not affect your responsibility to pay your minimum payment due. This offer is not transferable and may be modified or discontinued without prior notification. Taxes, if any, resulting from your participation in this program are your responsibility; please consult your tax advisor.
Maximum cash advance is $1,500 per day.
