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| Visa Platinum CURewards | |||||
Earn Rewards with Every Purchase - The NASA Federal Visa Platinum with CURewards
Apply online today and enjoy the power and prestige of Visa Platinum with CURewards:
- No Annual Fee
- Choice of card designs
- Lines start at $2,000
- Emergency cash and card replacement
- Warranty manager service
- Travel & Emergency Assistance
- Purchase security
- Auto rental insurance
- Free Year-End Summary
And more:
- 25-day interest-free grace period for purchases
- No balance-transfer fee
- No minimum interest charge
- 24-hour online account access
- Guaranteed privacy – we do not sell your private account information
- Free Verified By Visa fraud protection
- $0 liability in case of lost or stolen card
Plus, earn dollar-for-dollar points on your choice of travel or merchandise rewards:
- Rewards start as low as 2,500 points
- Travel awards include airline tickets, cruises, hotels and car rentals
- Over 500 merchandise awards including electronics, recreation equipment, housewares and more
- Points are easy to redeem
Card design choices:
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Apply online for 24-hour service and an answer in minutes. Once your credit card application is approved, a Loan Specialist may need additional information and will contact you by the next business day. All information is subject to verification before the decision is final. To apply by telephone, call 301-249-1800 or toll-free 1-888-NASA-FCU (1-888-627-2328), ext. 200.
| Important Visa Disclosure and Credit Information | |
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| NASA Federal Visa Platinum CURewards Terms and Conditions | |
Interest Rates and Interest Charges |
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| Annual Percentage Rate (APR)* For Purchases | 9.9% - 17.99% when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. |
| APR For Balance Transfers | 9.9% - 17.99% This APR will vary with the market based on the Prime Rate. |
| APR For Cash Advances | 11.9% - 17.99% This APR will vary with the market based on the Prime Rate. |
| Penalty APR and When it Applies | 18.00% This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period. |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| Minimum Interest Charge | None |
| Maximum Limit Amount | $30,000 |
| For Credit Card Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at http://www.federalreserve.gov/creditcard. |
Fees |
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| Annual Fee | None | Transaction Fees | Balance Transfer: None Cash Advance: 3% of advance ($5 minimum) Foreign Transactions: 1% of transaction amount |
| Penalty Fees |
Late Payment: Up to $35 (Charged if a payment is received more than five (5) days after the payment due date.) Over-the-Credit Limit: None Returned Payment: Up to $35 |
| Other Fees | Card Replacement: None (Platinum Rewards); Otherwise: $5 |
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See Account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights is provided in your Account Agreement.
*APR may vary based on credit history. Your APR for cash advances and convenience checks will equal your variable purchase rate plus 2% (not to exceed 18%).
**Available for Visa Platinum With CURewards only.
Maximum cash advance is $1,500 per day.
