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Checking Services

We have a checking account to fit your needs

What are you looking for in a checking account? Whether you need free checking, no-minimum checking, interest-bearing checking, checking with online service options or student-friendly checking, we have an account that's right for you.

At NASA Federal, you've got checking choices. Download our Checking Account Comparison Chart for a side-by-side analysis of all options, or use any of the links below to learn more about each account:

Free With Direct Deposit Checking
Free checking for members who have regular monthly direct deposits

Classic Checking
No-minimum checking for members who want account flexibility

VIPS Checking
Interest-bearing checking for members who carry higher checking balances

eChecking
Free checking with free online service options, including eStatements and Online Bill Pay

Student Checking
Free, easy-to-access checking for members ages 16 to 23

Regardless of the account you choose, get great benefits:

  • Free NASA Federal Visa Check Card with Cash Back earn 5¢ cash back with every signature purchase and earn 2¢ cash back with every purchase using your unique PIN.
  • Free 24-hour account management with eBranch online banking or Contact-24 telephone banking
  • Free online check images, front and back, inside eBranch
  • Free monthly eStatements - paper statements are also available
  • No per-check charges, no check limits and no minimum usage fees
  • Overdraft protection including no-fee overdraft transfers* and CashLine Line of Credit**
  • Free automatic deposit services such as direct deposit and payroll deduction to easily fund your account
  • Get replacement check cards quickly and easily at any one of our instant-issue branch offices: Bowie, Collington, Columbia, Falls Church, Greenbelt, Headquarters, Oak Hall and Rockville.
  • Distinctive Shuttle Checks: 1 box free per year (Platinum Rewards), 1/2 off box per year (Gold Rewards) or competitively priced for all others. Plus, online check reordering.
  • Quick, safe and easy-to-use Online Bill Pay to pay bills and send checks automatically (Fees may apply.)
  • Balances add to your Membership Rewards
  • Safety for your funds with an aggregate of $250,000 insurance protection from the National Credit Union Administration (NCUA), an agency of the federal government

Switch or start your Checking account with NASA Federal today. Submit a request online to open your checking account now. Or, visit any branch office or call 301-249-1800 or toll-free 1-888-NASA-FCU (627-2328).

* Regulation D limitations apply.
** Application and approval required. Loan terms apply.


NCUA National Credit Union Administration Equal Housing Lender