Retirement and Financial Planning

At NASA Federal, we want to help you build a secure financial future and help you reach your goals. That’s why we provide a variety of financial services, through CUSO Financial Services, L.P. (CFS), including experienced professional advice, and the resources you need to help identify and achieve what you want in life. Learn more about:

• Retirement Planning
• Individual Retirement Accounts (IRAs)
• Retirement Plan Rollovers
• College Education Funding
• Upcoming Financial Seminars

Other services are also available, including:

• Investment and Brokerage Services
• Estate Planning
• Mutual Funds
• Small Business Retirement Plans
• Investment Strategy Development
• Business Continuance Planning
• Portfolio Reviews, Analysis and Assessments

Detailed information on these offerings is not available on the website, but our Financial Advisors would be pleased to discuss these services in greater detail. Contact us today to arrange a complimentary, no obligation consultation or call us at 301-249-1800 or 1-888-NASA-FCU (1-888-627-2328), ext. 314.

Retirement Planning

Retirement can last 10, 20, even 30 years or more. It’s never too early or too late to plan for a secure retirement. A good way to ensure you have enough money during retirement is to invest systematically over time, take advantage of as many retirement savings options as possible, and maximize your contributions. At NASA Federal Credit Union, we want to help you plan for a secure retirement.

• Schedule a complimentary consultation with a CFS* Financial Advisor who is experienced in the financial markets and will work with you to understand your individual needs, goals, and dreams. Contact us today.
• Help plan your finances with our online Retirement Calculators .

Individual Retirement Accounts (IRAs)

An Individual Retirement Account (IRA) is designed to help you maximize your retirement savings. Depending on your unique circumstances, tax situation and retirement goals, there are several types of IRAs to consider: a Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, Spousal IRA, Custodial IRA or Brokerage IRA. As you get ready to invest, you may want to discuss your options with a Financial Advisor.  You will want to consider these and other important factors as you make your final decisions:

• How long you have until retirement
• Your current tax rate
• Your projected tax rate at retirement
• The amount you currently have invested in tax-deductible IRAs
• Whether you have a company-sponsored retirement plan

Click here to schedule a complimentary consultation or call 301-249-1800 or 1-888-NASA-FCU (627-2328), ext. 314.

Retirement Plan Rollovers

When you change employers, switch from corporate to entrepreneurial employment, take early retirement or are nearing retirement, important decisions need to be made regarding your retirement or 401(k) plan from the employer-sponsored plan. The choices you make at these junctures are as critical as the amount you contribute to your plan. Let our CFS Financial Advisors work with you to review distribution options and help determine the best rollover option for you. Contact us today by e-mail or call 301-249-1800 or 1-888-NASA-FCU (1-888-627-2328), ext. 314.

• 401(k) Asset Allocation and Investment Consultation - When it comes to actively managing a retirement savings plan or rebalancing assets in a 401(k) portfolio, you may not know where to begin. We can help you. Contact us today for a consultation.

College Education Funding

If you are planning to send your children to college or if you are planning to go back to school yourself, it will take careful planning to save the money you need. The right choices will likely depend on a combination of two or more available savings methods, as well as the length of time before you need to pay tuition. Our CFS Financial Advisors can help you do the homework on the various options available and put together a plan that works for you. Contact us today.

Financial Seminars

Throughout the year, NASA Federal offers free educational seminars to our members on various financial topics, ranging from investment strategies and retirement planning to understanding the mortgage process and home buying strategies. Click here to view scheduled seminars. Please check back often for future updates and added events.

*Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. NASA Federal Credit Union is in partnership with CFS (Member FINRA/SIPC and SEC-registered Investment Advisors). Financial Advisors are employees of NASA Federal Credit Union and are registered through CFS. Representatives assisting with investment products may also accept member deposits on behalf of NASA Federal Credit Union.