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| Loan Reference Guide | |||||
Loans At A Glance
| Auto Loans | |||
|---|---|---|---|
| Borrowing Amount | Minimum Monthly Payment | Maximum Term | |
| Car/Truck: New | Up to 100% of MSRP. Maximum
loan amount: $125,000. |
$25 | 72 Months (determined by vehicle age) |
| Car/Truck: Used | Up to 100% of NADA retail value. Maximum
loan amount: $125,000. |
$25 | 72 Months (determined by vehicle age) |
| Car/Truck: Refinance | Up to 100% of NADA retail value. Maximum loan
$125,000. |
$25 | 72 Months (determined by vehicle age) |
| Leisure Time: New (Motorcycle/Boat/RV) |
Up to 100% of the MSRP. Maximum loan $125,000. |
$25 | 144 Months |
| Leisure Time: Used (Motorcycle/Boat/RV) |
Up to 100% of the NADA wholesale
value. Maximum loan $125,000. |
$25 | 144 Months |
| Education Loans | ||
|---|---|---|
| Borrowing Amount | Minimum Monthly Payment | Maximum Term |
| Up to $20,000 | $25 |
12 months (Preschool to Grade 12) 144 Months (College/Vocational) |
| Share Loans | |||
|---|---|---|---|
| Borrowing Amount | Minimum Monthly Payment | Maximum Term | |
| Share Secured | Up to the amount available in the share or money market account secured. | $25 | 60 Months |
| Certificate Secured | Up to the principal amount of the certificate secured. | $25 | Expiration of certificate term |
| Unsecured Loans | |||
|---|---|---|---|
| Borrowing Amount | Minimum Monthly Payment | Maximum Term | |
| Visa Classic | Up to $10,000 | 3% of outstanding balance or $25, whichever is greater. | N/A |
| Visa Platinum With CURewards | $2,000 to $50,000 (max. aggregate in NASA Federal unsecured loans). | 3% of outstanding balance or $25, whichever is greater. | N/A |
| Visa Platinum With cashRewards | $2,000 to $50,000 (max. aggregate in NASA Federal unsecured loans). | 3% of outstanding balance or $25, whichever is greater. | N/A |
| Personal/Signature | Up to $30,000 | $25 | 60 Months |
| CashLine Line of Credit (overdraft) | Up to $20,000 | $25 per $1,000 outstanding | N/A |
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