Platinum Advantage Rewards Credit Card
For every dollar you spend, you'll earn points to use toward travel or merchandise rewards. Points are easy to redeem online or by phone.
- No-fee Fixed APR* Balance Transfers as low as 7.9% APR* 
- Earn 1 point for each $1 to use for travel and merchandise rewards
- Pay no annual fee and no balance transfer fee*
- Credit limits available up to $30,000



Terms and Conditions
Important Visa Disclosure and Credit Information

NASA Federal Platinum Advantage Rewards Credit Card Terms and Conditions

Interest Rates and Interest Charges
Annual Percentage Rate (APR)* For Purchases

9.9% - 17.99%

when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
APR For Balance Transfers
7.9% for balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness. The 7.9% will remain in effect for the life of balances transferred within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for 7.9%.  
Otherwise, 9.9% to 17.99%, based on creditworthiness.  This APR will vary with the market based on the Prime Rate.
APR For Cash Advances 11.9% - 17.99%
This APR will vary with the market based on the Prime Rate.
Penalty APR and When it Applies 18.00%
This APR may be applied to your account if you make a late payment.

How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.

How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Annual Fee None
Transaction Fees Balance Transfer: None
Cash Advance: 3% of advance ($5 minimum)
Foreign Transactions: 1% of transaction amount
Penalty Fees Late Payment: Up to $35 (Charged if minimum payment is not received by the due date.)
Over-the-Credit Limit: None
Returned Payment: Up to $35
Other Fees Card Replacement: None (Platinum Rewards);
Otherwise: $5

The minimum monthly payment is 2% of your total new balance, or $25, whichever is greater.

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your Account Agreement for more details.

Loss of Promotional APR on balance transfer: We may end your promotional APR and apply the Penalty APR if you make a late payment.

Billing Rights: Information on your rights to dispute transactions, and how to exercise those rights, is provided in your Account Agreement.

*Balance transfers are considered cash advances, therefore no grace period applies and finance charges will begin on the transaction date. This offer is valid for balances transferred from other institutions only. Please continue making payments on your other credit card account(s) until the balance transfer is confirmed on your other institution's account statement. View Terms and Conditions.