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RATES

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The following rates are effective on , and subject to change without notice. For updated information, inquire at any branch office or contact 301-249-1800.

HOME EQUITY LOAN

Loan Type Loan to Value Term APR* as low as
5 Years up to 70% up to 60 months 4.00%
70.01% to 80% up to 60 months 4.25%
80.01% to 85% up to 60 months 5.50%
85.01% to 90% up to 60 months 6.25%
90.01% to 95% up to 60 months 6.50%
Condo up to 70% up to 60 months 5.50%
10 Years up to 70% up to 120 months 4.50%
70.01% to 80% up to 120 months 4.75%
80.01% to 85% up to 120 months 6.00%
85.01% to 90% up to 120 months 6.50%
90.01% to 95% up to 120 months 6.75%
Condo up to 70% up to 120 months 6.00%
15 Years up to 70% 121 to 180 months 4.75%
70.01% to 80% 121 to 180 months 5.25%
80.01% to 85% 121 to 180 months 6.25%
85.01% to 90% 121 to 180 months 6.75%
90.01% to 95% 121 to 180 months 6.75%
Condo up to 70% 121 to 180 months 6.25%
20 Years up to 70% 181 to 240 months 5.00%
70.01% to 80% 181 to 240 months 5.50%
80.01% to 85% 181 to 240 months 6.50%
85.01% to 90% 181 to 240 months 6.75%
90.01% to 95% 181 to 240 months 6.75%
Condo up to 70% 181 to 240 months 6.50%

HOME EQUITY LINE OF CREDIT

Loan Type Term APR* as low as
Adjustable Prime Equity Plan (Home Equity Line of Credit) 240 months Prime with a 4.00% Floor1

Cooperative homes are not eligible for NASA FCU home equity programs.

Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out.

*Annual Percentage Rate (APR) is based on evaluation of applicant's credit and on associated loan-to-value (LTV) ratio. Your actual APR may vary.

1Variable rate as low as Prime minus 0.25%. 4.00% Floor Rate regardless of a temporary lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%. Payment Example: A $100,000 loan at 4.75% APR for 20 years would have an estimated payment of $646.22.

Fixed Equity Loan Example: A $100,000 loan at 4.99% APR for 20 years would have an estimated monthly payment of $659.40.

Variable 

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