Rates » Home Equity Rates Print Share

RATES

Apply Now

The following rates are effective on , and subject to change without notice. For updated information, inquire at any branch office or contact 301-249-1800.

HOME EQUITY LOAN

Loan Type Loan to Value Term APR* as low as
5 Years up to 70% up to 60 months 3.74%
70.01% to 80% up to 60 months 3.99%
80.01% to 85% up to 60 months 5.24%
85.01% to 90% up to 60 months 6.24%
90.01% to 95% up to 60 months 6.49%
Condo up to 70% up to 60 months 5.24%
10 Years up to 70% up to 120 months 4.49%
70.01% to 80% up to 120 months 4.74%
80.01% to 85% up to 120 months 5.99%
85.01% to 90% up to 120 months 6.49%
90.01% to 95% up to 120 months 6.64%
Condo up to 70% up to 120 months 5.99%
15 Years up to 70% 121 to 180 months 4.74%
70.01% to 80% 121 to 180 months 5.24%
80.01% to 85% 121 to 180 months 6.24%
85.01% to 90% 121 to 180 months 6.64%
90.01% to 95% 121 to 180 months 6.64%
Condo up to 70% 121 to 180 months 6.24%
20 Years up to 70% 181 to 240 months 4.99%
70.01% to 80% 181 to 240 months 5.49%
80.01% to 85% 181 to 240 months 6.49%
85.01% to 90% 181 to 240 months 6.64%
90.01% to 95% 181 to 240 months 6.64%
Condo up to 70% 181 to 240 months 6.49%

HOME EQUITY LINE OF CREDIT

Loan Type Term APR* as low as
Adjustable Prime Equity Plan (Home Equity Line of Credit) 240 months Intro Rate 2.99%1 until January 2016, then as low as Prime with a 4.00% Floor2

Cooperative homes are not eligible for NASA FCU home equity programs.

Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out.

*Annual Percentage Rate (APR) is based on evaluation of applicant's credit and on associated loan-to-value (LTV) ratio. Your actual APR may vary.

1APR=Annual Percentage Rate. Introductory APR is good until January 3, 2016. Upon expiration of the intro rate, all balances will accrue interest at the variable APR in effect for your account. APRs are based on evaluation of the applicant's credit. Your APR may vary. Other conditions apply. 4.00% Floor Rate regardless of a temporary lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.

Fixed Equity Loan Example: A $100,000 loan at 2.99% APR for 20 years would have an estimated monthly payment of $554.22. A $100,000 loan at 4.00% APR for 20 years would have an estimated monthly payment of $606.15. 

2 Variable rate as low as Prime. 4.00% Floor Rate regardless of a temporary lower Prime Rate.

WE'RE HERE TO HELP

NCUA Your savings federally insured to at least $250,000
and backed by the full faith & credit of the U.S. Government.