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RATES

Open An HSA

The following rates are effective on , and subject to change without notice. For updated information, inquire at any branch office or contact 301-249-1800.

HEALTH SAVINGS SERVICES*

Average Daily Balance Dividend Rate APY**
$0 - $2,499.99 0.15% 0.15%
$2,500 - $9,999.99 0.15% 0.15%
$10,000 - $24,999.99 0.25% 0.25%
$25,000 - $49,999.99 0.50% 0.50%
$50,000 - $99,999.99 0.60% 0.60%
$100,000 and up 0.70% 0.70%

Dividends Compounded: Monthly.  Dividends Credited: Monthly. Minimum Balance for Dividends: $0.01. Balance Method: Average Daily Balance.  Limitations: Refer to Member Services Agreement.  Fees: Refer to Schedule of Fees.††

The HSA savings accounts listed above are variable rate accounts.  Variable rate means that the dividend rate and APY on the account may change after the account is opened.

HEALTH SAVINGS CERTIFICATES*

Term Minimum Opening Balance Dividend Rate APY**
12 months $2,000 0.35% 0.35%
6 months $2,000 0.30% 0.30%

Dividends Compounded: Monthly.  Dividends Credited: Monthly. Minimum Balance for Dividends: $2,000. Balance Method: Average Daily Balance.  Limitations: Refer to Member Services Agreement.  Fees: Refer to Schedule of Fees.††

*Eligibility requirements apply.

**APY=Annual Percentage Yield.

Accounts closed before the end of the dividend period will not receive accrued dividends.

††Fees could reduce earnings.

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