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RATES

The following rates are effective on , and subject to change without notice. For updated information, inquire at any branch office or contact 301-249-1800.

MONEY MARKETS

Account Type Minimum Opening Balance Average Daily Balance Dividend Rate APY
Premier Money Market (PMMA) $10,000 $10,000 0.25% 0.25%
Premier Advantage Money Market (PAMMA) $25,000 $0 - $49,999.99 0.10% 0.10%
Premier Advantage Money Market (PAMMA) $25,000 $50,000 - $99,999.99 0.30% 0.30%
Premier Advantage Money Market (PAMMA) $25,000 $100,000 and up 0.40% 0.40%
Premier Plus Money Market (PPMMA) $40,000 $40,000 0.30% 0.30%

Dividends Compounded: Monthly.  Dividends Credited: Monthly. Minimum Balance for Dividends: $10,000 (PMMA); $0 (PAMMA); $40,000 (PPMMA). Balance Method: Average Daily Balance.  Limitations: No minimum needs to be maintained in PAMMA after initial opening amount.  Refer to Member Services Agreement.*  Fees: If Average Daily Balance calculated at the end of the month for the PAMMA is below $25,000, then a $10 fee is assessed.  Refer to Schedule of Fees.

APY=Annual Percentage Yield.

* Accounts closed before the end of the dividend period will not receive accrued dividends.

** Fees could reduce earnings. 

The money market accounts listed above are variable rate accounts. Variable rate means that the dividend rate and APY on the account may change after the account is opened. All rates, terms and availability are subject to change or withdrawal without notice at the discretion of the board of directors. Early withdrawal penalties apply and may reduce earnings.

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