NASA Federal Credit Union NASA Federal Credit Union Auto Loan Refinancing

Refinance Your Car and Save Money
—Wherever You Roam.

Save More Each Month with Rates As Low As
5.74% APR1

Apply Now about refinancing your auto loan SMART. NASA SMART.

On average, NASA Federal members save $87 a month.2
That's $1,044 a year! See how much you can save.

84 Months

TERMS UP TO 84 MONTHS

From 12 to 84 months, enjoy flexible and affordable terms to fit your budget.

60 Days

TAKE 60 DAYS TO MAKE YOUR FIRST PAYMENT

Not only will we reduce your payment, you'll have 60 days to make your first one.3

Ready to Save?
Apply Now

Make Your Loan Process As Fast and Easy As Possible

Please be sure to have the following information available:

  • Driver's license
  • Payoff amount for 15 days out
  • Name, address, phone and account number of current lien holder
  • Proof of income and other information may also be required

Remember, this offer is only good for loans not currently financed with NASA Federal Credit Union.

Prefer to respond by phone? Call 1-888-NASA-FCU (627-2328)

1 APR = Annual Percentage Rate. Special offer floor rate is 5.74% Annual Percentage Rate for up to 36 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 37-63 months is 6.84% APR. Additional restrictions apply for finance terms over 63 months. Call for details. This offer does not apply to loans currently financed with NASA Federal. Verification of current rate is required. Membership and eligibility required. Subject to credit approval and other restrictions may apply. Offer and rates subject to change without notice. The minimum that can be refinanced is $5,000. Rates are higher for older model cars. The APR for model years 2014 - 2019 are 1% higher and model years greater than 10 years (≤ 2013) are 2% higher than the quoted floor or as low as rates.

Payment Example: A $20,000 auto loan financed with NASA Federal at 6.84% APR for 63 months will have a monthly payment of $378.76.

2 Monthly payment reduction claim is based on average payment reduction our members experience with their new loan (same term or longer) disbursed between 1/1/2023 – 12/31/2023, compared to their prior monthly loan payments. Monthly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.

3 The loan will still accrue interest during the 60-day payment deferral period.