Enjoy 7.9% APR* on balance transfers for the life of the transfer
NO BALANCE TRANSFER FEES
Skip the 3% fee big banks and credit card companies typically charge for balance transfers.
REWARDS FOR TRAVEL & MORE
Earn 1 point for every dollar you spend on new purchases, redeemable for travel, merchandise, gift cards and more.
NO ANNUAL CARD FEE
Bypass annual fees – other rewards credit cards charge $50 on average per year.
NO FOREIGN TRANSACTION FEES
Make purchases abroad without worrying about foreign transaction fees.
PEACE OF MIND BENEFITS
Get fraud protection, zero-liability protection, 24/7 emergency assistance and extended warranties.
Pay on the go with your smartphone, or from the comfort of your home, all with your trusted NASA Federal card.
Securely breeze through the checkout process with just a few clicks.
Use your smartphone to make in-store and in-app purchases with Apple Pay™.
Prefer to respond by phone? Call
NASA Federal Platinum Advantage Rewards Credit Card Terms and Conditions
Interest Rates and Interest Charges
|Annual Percentage Rate (APR)* For Purchases||
10.65% - 17.99%when you open your account, based on your creditworthiness. After that, your APR will vary with the market based on the Prime Rate.
|APR For Balance Transfers||
7.9% for balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness. The 7.9% will remain in effect for the life of balances transferred from non-NASA Federal credit cards within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for 7.9%.
Otherwise, 10.65% to 17.99%, based on creditworthiness. This APR will vary with the market based on the Prime Rate.
|APR For Cash Advances||12.65% - 18.00%, based on your creditworthiness.
This APR will vary with the market based on the Prime Rate.
|Penalty APR and When it Applies||
This APR may be applied to your account if you make a late payment.
How Long Will the Penalty APR Apply? The Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period.
|How to Avoid Paying Interest on Purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|Minimum Interest Charge||None|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.|
Balance Transfer: None
Cash Advance: 3% of advance ($5 minimum)
Foreign Transactions: None
Late Payment: Up to $35 (Charged if minimum payment is not received by the due date.)
Over-the-Credit Limit: None
Returned Payment: Up to $35
Card Replacement: None (Platinum Rewards);
*APR = Annual Percentage Rate. Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. This limited-time offer is subject to change at any time without notice. NASA Federal is Federally Insured by NCUA.