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IRAs for a Brighter Financial Future

IRAs

Your retirement plan should be as unique as you are, tailored to fit the life you envision. With our IRA types, you have the flexibility to customize how you save for retirement. Whether you're just starting out or looking to optimize your existing plan, we're here to help you build a future that aligns with your goals and aspirations.

Traditional & ROTH IRAs

Deciding between a Traditional or ROTH IRA can be challenging. But, we're here to help you determine which is right for you. View the details of each and compare below:

TRADITIONAL IRA

Traditional IRA

A traditional Individual Retirement Account (IRA) is an excellent way to enjoy tax-deferred growth, making it a smart choice for your financial future.

Select to Open Now

This option is best for:

  • Members who expect to be in the same or lower tax bracket when taking withdrawals.
  • Members who are eligible to deduct their contribution.

When do I pay taxes?

  • Enjoy tax-deferred growth now and pay taxes on withdrawals after retirement.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

 

Select to Open Now

ROTH IRA

Roth IRA

With a ROTH Individual Retirement Account (IRA), you can pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.

Select to Open Now

This option is best for:

  • Members who expect to be in a higher tax bracket when taking withdrawals.
  • Members who do not need a deduction on their taxes now.

When do I pay taxes?

  • Pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

 

Select to Open Now

Need help deciding? Give us a call at 1-888-NASA-FCU (627-2328) and we'll help you make the right choice for your future - and your budget.

SEP Accounts - Simplified Employee Pension

SEP Accounts

A SEP Plan could be the best way to save for retirement if you're self-employeed or work for an employer who participates. You may make contributions into your own SEP as well as each of your eligible employees plans.

Ready to open your SEP? Contact Us today!

Check Our Rates

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Check out our Individual Retirement Account (IRA) rates to see how we can help you reach your goals!

View Rates

Retirement Tools

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View our Retirement Tools designed to help give you insight on all the options available to you.

Learn More

Personalized Service

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If you're looking for a customized approach to investing, reach out to our Investment Services team.

Investment Services

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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