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Reach Your Goals

STUDENT LOANS

If you or your children are setting course for a college education – NASA Federal can help.

Select to view information on Our Credit Union Student Choice Loan. Our Credit Union Student Choice Loan helps you cover what Financial Aid won’t. Our online application is quick and easy and will get you on your way to a brighter future with:

  • Competitive interest rates
  • Flexible repayment terms
  • Deferred payment while you’re in school
  • No origination fees

Select to Apply Now for a Student Loan from NASA Federal Credit Union.

For more information, visit our Credit Union Student Choice Loan Center.

STUDENT LOAN RATES

CU Student Choice Loan Rates

Effective as of December 1, 2019. Rates are variable. Rates and terms subject to change without notice.

View the terms and annual percentage rate for a credit union student choice loan
Loan TypeTermAPR* as low as
Deferred1 Repayment Line of Credit20-25 Years6.00% (LIBOR + 3.69%)2

Payment Example: A $20,000 student choice loan at 6.00% APR for 20 years is equal to a monthly payment of $143.29.

For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).

Better Banking Solutions for Your Student

 

A Convenient Debit Card with Cash Back

Juggling classes, homework and studying is a lot to handle. After helping you finance it all – NASA Federal can also help with the day-to-day banking. Here’s how:

  • Enjoy FREE cash withdrawals at branch locations near campus – or at over 30,000 ATM locations (including 7-Eleven store ATMs) and over 5,600 Shared Branch locations
  • Earn cash back with every purchase – up to $250 a year3
  • No monthly fee
  • $0 Fraud Liability, No Charge Card Fraud Alert and FREE Verified by Visa® Fraud Protection
  • One NSF FreePass overdraft fee waiver per year

 

Easy on-the-go banking

  • FREE 24/7 eBranch Online Banking and Contact-24 Telephone Banking
  • A rocket-fast Mobile Banking app puts a universe of secure banking at your fingertips

The security of parental mission control

  • Account alerts on withdrawals, deposits and balances keep communications clear
  • Easy real-time cross transfers keep funds steady for all systems go

Ready for an A+ in college-bound banking?

Select to Apply Nowfor a Student Loan from NASA Federal Credit Union.

*Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Subject to change at any time without notice. Your actual APR may vary.


1Deferment is up to 60 months plus 6 months after the date of graduation/separation.


21-Month London Interbank Offered Rate (LIBOR) as of December 1, 2019 is 2.49%. Floor rate is 6.00% regardless of lower LIBOR. The APR will not exceed 18.00% APR or fall below the Floor rate regardless of the Index. Any increase in the Index may increase the APR and the amount of your monthly payment.

 

3You will earn $.05 for each positive Signature transaction and $.02 for each positive PIN transaction subject to a total annual redemption amount limit per member of $250. ATM transactions are not qualifying transactions.

 

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.

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