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Great Rates for Smart Choices

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HOME EQUITY RATES

Whatever your home equity needs, NASA Federal is here to help with low rates, flexible terms, and a variety of options to make your dreams come true.

Home Equity Loan

Effective as of October 1, 2019. Rates and terms subject to change without notice.

View the loan to value and annual percentage rates for home equity loans with terms from 5 to 20 years
Loan TermLoan to ValueAPR* as low as
5 Years (up to 60 months)up to 70%4.25%
5 Years (up to 60 months)70.01% to 80%4.50%
5 Years (up to 60 months)80.01% to 85%5.75%
5 Years (up to 60 months)85.01% to 90%6.50%
5 Years (up to 60 months)90.01% to 95%6.75%
5 Years (up to 60 months)Condo up to 70%5.75%
10 Years (up to 120 months)up to 70%4.75%
10 Years (up to 120 months)70.01% to 80%5.00%
10 Years (up to 120 months)80.01% to 85%6.25%
10 Years (up to 120 months)85.01% to 90%6.75%
10 Years (up to 120 months)90.01% to 95%7.00%
10 Years (up to 120 months)Condo up to 70%6.25%
15 Years (121 to 180 months)up to 70%5.00%
15 Years (121 to 180 months)70.01% to 80%5.50%
15 Years (121 to 180 months)80.01% to 85%6.50%
15 Years (121 to 180 months)85.01% to 90%7.00%
15 Years (121 to 180 months)90.01% to 95%7.00%
15 Years (121 to 180 months)Condo up to 70%6.50%
20 Years (181 to 240 months)up to 70%5.25%
20 Years (181 to 240 months)70.01% to 80%5.75%
20 Years (181 to 240 months)80.01% to 85%6.75%
20 Years (181 to 240 months)85.01% to 90%7.00%
20 Years (181 to 240 months)90.01% to 95%7.00%
20 Years (181 to 240 months)Condo up to 70%6.75%

For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).

 

 

Select to Apply Now for a home equity loan from NASA Federal Credit Union.

 

Home Equity Line of Credit

Effective as of October 1, 2019. Rates are variable. Rates and terms subject to change without notice.

View the annual percentage rate for a home equity line of credit adjustable prime equity plan with a term of 240 months
Loan TypeTermAPR* as low as
Adjustable Prime Equity Plan (Home Equity Line of Credit)240 monthsPrime with a 4.00% Floor1

For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).

 

Select to Apply Now for a home equity loan from NASA Federal Credit Union.

Cooperative homes are not eligible for NASA Federal home equity programs.

 

Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out.

 

*APR = Annual Percentage Rate. APR is based on evaluation of applicant's credit and on associated loan-to-value (LTV) ratio. Your actual APR may vary.

 

Fixed Equity Loan Example: A $50,000 loan at 4.25% APR for 60 months would have an estimated monthly payment of $926.48. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.

 

1APR = Annual Percentage Rate. Variable rate as low as Prime minus 0.25%. 4.00% Floor Rate regardless of a lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%. For loan amounts of $100,000, closing costs typically range between $1,200 and $2,100. Closing costs can vary based on the location of the property and the amount of the loan. Payment Example: A $100,000 loan at 5.25% APR for 20 years would have an estimated payment of $673.84. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.

 

Home Equity Loans and Lines of Credit not available in AK, HI, and TX.

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.

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