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Stellar student loan rates

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CU Student Choice Loan Rates

Effective as of January 1, 2021. Rates are variable. Rates and terms subject to change without notice.

View the terms and annual percentage rate for a credit union student choice loan
Loan TypeTermAPR* as low as
Deferred1 Repayment Line of Credit20-25 Years6.00% (LIBOR + 3.69%)2

Payment Example: A $20,000 student choice loan at 6.00% APR for 20 years is equal to a monthly payment of $143.29.

For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).

Select to Apply Now for a student loan from NASA Federal Credit Union.

*Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Subject to change at any time without notice. Your actual APR may vary.

1Deferment is up to 60 months plus 6 months after the date of graduation/separation.

21-Month London Interbank Offered Rate (LIBOR) as of January 1, 2021 is 2.49%. Floor rate is 6.00% regardless of lower LIBOR. The APR will not exceed 18.00% APR or fall below the Floor rate regardless of the Index. Any increase in the Index may increase the APR and the amount of your monthly payment.

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.

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