RATES

Open A Checking Account

The following rates are effective on , and subject to change without notice. For updated information, inquire at any branch office or contact 301-249-1800.

CHECKING RATES

Account Type Minimum Opening Balance Dividend Rate APY^
Premier Preferred Checking N/A 0.05% 0.05%

Dividends Compounded: Monthly.  Dividends Credited: Monthly. Minimum Balance for Dividends: $0.01 (Premier Preferred Checking). Balance Method: Average Daily Balance.  Limitations: Refer to Member Services Agreement.*  Fees: Refer to Schedule of Fees.**

^APY=Annual Percentage Yield

*Accounts closed before the end of the dividend period will not receive accrued dividends.

**Fees could reduce earnings.

The checking account listed above is a variable rate account.  Variable rate means that the dividend rate and APY on the account may change after the account is opened.

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