Shop Smart, Earn More During the Holiday Season
Whether you're thinking of presents for loved ones or planning how to pay off holiday spending afterwards, we're here to help you do both to maximize your savings.
Best Holiday Promotions To Earn Extra Rewards
Now is a great time to create a plan that outlines what you'd like to spend on your gift list, travel plans, and seasonal extras. When you have a number in mind, below are ways to help you earn rewards while you shop, and ways to pay down your balances faster!
Holiday Spending That Pays You Back
Save the date for Pointsgiving!
Between November 27 to December 2, earn TWICE the rewards on EVERY purchase with a Platinum Advantage Rewards, Platinum Cash Rewards, or SpaceX credit card! That means if you spend $1,000, you'll earn 2,000 points just for using your card! Your points never expire so you can use them however you'd like - gift cards, cash back, and more.
Apply for a NASA Federal Credit Card today for twice as nice rewards!
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Shop and Win Up to $1,000
From November 20 to December 31, every time you use your NASA Federal credit or debit card to make purchases, you're automatically entered to win our $100 weekly prize or our grand prize of $1,000.3 Double your entries when you shop online, use PayPal, or make travel purchases like flights, hotels, and gas. Open a Checking Account with Cash Back Debit Card or a NASA Federal Credit Card for a chance to win.
Holiday Funds When You Need It
Whether you're shopping for gifts, hosting family gatherings, or planning seasonal travel, our fixed-rate personal loans give you the flexibility to cover expenses without the stress. Borrow as little as $1,000 and get funds as quickly as 2 days! 2
Apply for a Personal Loan as low as 9.29% APR1 today!
Check My RatePost-Holiday Solutions to Pay Down Balances Faster
When the holiday bills start to roll in, we have several offers to provide relief and low rates to help you pay down your balances faster.
As low as 8.9% APR4 on Balances Transferred
Apply for any NASA Federal credit card and enjoy our no-fee balance transfer!4 Instead of facing a 20% APR on a store credit card, transfer your high-rate holiday balances to your new NASA Federal credit card within 90 days of account opening to enjoy a low rate to help you pay down your balances quicker.
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Debt Consolidation with Fixed-Rate Personal Loan
Rated highly by Investopedia, our personal loan helps you combine multiple debts into one fixed monthly payment. Simplify your finances and reduce stress with rates as low as 9.29% APR.1 Get funds in as little as 2 days2 and borrow up to $30,000!
Check My RateSo remember to use NASA Federal for your holiday financing needs this season!
Don't have a NASA Federal credit card? Check your rate here.
1 APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Special offer floor rate is 9.29% APR for up to 60 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 61-84 months is 10.29% APR. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out. Maximum aggregate unsecured credit limits cannot exceed $50,000 with NASA Federal Credit Union. This limited-time offer is subject to change at any time without notice.
Payment Example: A $10,000 personal loan financed with NASA Federal at 9.29% APR for 60 months will have a monthly payment of $208.99.
2 Funds will be issued upon receipt of all required loan documents.
3 Official rules available at www.nasafcu.com/cashgiveaway-rules. No purchase or obligation necessary to enter or win. Odds of winning depend on total number of eligible entries received. There are twenty‐seven prizes. Four $100 winners each week and three $1,000 winners selected from the cumulative entries collected in the six‐week period. Prize drawings are conducted at the end of each Entry Period. All prizes will be awarded. Open to legal 50 U.S. & D.C. residents who are 18+ and have a NASA FCU consumer credit or debit card, in good standing, or have entered through the non-purchase method described below. Sweepstakes void where prohibited. To receive a list of prize winners, or a copy of these rules, send a self-addressed (#10) envelope by 12/31/25 -- or to enter without purchase, print your full name, complete billing address, daytime and evening phone numbers (including area code), email address, date of birth, AND the last four (4) digits of your Card on a 3” x 5” piece of paper -- and mail it, with proper postage to: Shop & Win Sweepstakes Request, c/o NASA FCU MARKETING DEPT, PO Box 1538, Bowie, MD 20717. Mail-in entries must be received by 12/31/25.
4 Annual Percentage Rate (APR) is valid only on balance transfers made within 90-days of account opening for qualified applicants, based on creditworthiness and other factors. The 8.9% APR will remain in effect for the life of balances transferred from non-NASA Federal credit cards within the first 90-days of account opening. Balance transfers made after 90-days of account opening do not qualify for the 8.9% APR. See Terms and Conditions for additional details.
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