Great Rates for Smart Choices
HOME EQUITY RATES
Whatever your home equity needs, NASA Federal is here to help with low rates, flexible terms, and a variety of options to make your dreams come true.
Home Equity Loan
Effective as of April 1, 2024. Rates and terms subject to change without notice.
| Loan Term | Loan to Value | APR* as low as |
|---|---|---|
| 5 Years (up to 60 months) | up to 70% | 6.50% |
| 70.01% to 80% | 6.75% | |
| 80.01% to 85% | 8.00% | |
| 85.01% to 90% | 8.75% | |
| 90.01% to 95% | 9.00% | |
| 10 Years (up to 120 months) | up to 70% | 7.00% |
| 70.01% to 80% | 7.25% | |
| 80.01% to 85% | 8.50% | |
| 85.01% to 90% | 9.00% | |
| 90.01% to 95% | 9.25% | |
| 15 Years (121 to 180 months) | up to 70% | 7.25% |
| 70.01% to 80% | 7.75% | |
| 80.01% to 85% | 8.75% | |
| 85.01% to 90% | 9.25% | |
| 90.01% to 95% | 9.25% | |
| 20 Years (181 to 240 months) | up to 70% | 7.50% |
| 70.01% to 80% | 8.00% | |
| 80.01% to 85% | 9.00% | |
| 85.01% to 90% | 9.25% | |
| 90.01% to 95% | 9.25% |
For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).
Select to Apply Now for a home equity loan from NASA Federal Credit Union.
Home Equity Line of Credit
Effective as of April 1, 2024. Rates are variable. Rates and terms subject to change without notice.
| Loan Type | Term | APR* as low as |
|---|---|---|
| Adjustable Prime Equity Plan (Home Equity Line of Credit) | 240 months | 8.25%1 |
For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).
Select to Apply Now for a home equity line of credit from NASA Federal Credit Union.
Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out.
*APR = Annual Percentage Rate. APR is based on evaluation of applicant's credit and on associated loan-to-value (LTV) ratio. Your actual APR may vary.
Fixed Equity Loan Example: A $50,000 loan at 6.50% APR for 60 months would have an estimated monthly payment of $978.31. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.
1APR = Annual Percentage Rate. Variable rate as low as Prime minus 0.25%. 4.00% Floor Rate regardless of a lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus or minus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%. For loan amounts of $100,000, closing costs typically range between $1,200 and $2,100. Closing costs can vary based on the location of the property and the amount of the loan. Payment Example: A $100,000 loan at 8.25% APR for 20 years would have an estimated payment of $852.07. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.
Home Equity Loans and Lines of Credit not available in AK, HI, IA, NJ, NY, and TX.
Condos, investment properties, manufactured homes, multi-unit dwellings, and co-op properties are not eligible for NASA Federal home equity programs.
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