By submitting an Automated Clearing House (ACH) payment, I authorize NASA Federal Credit Union (NASA FCU) to debit my account in order to make my monthly credit card or loan payment(s). I understand that the authorization will remain in full force and effect until I provide NASA FCU with a written notification, at least 15 days prior to the withdrawal date, that a change be made or that the periodic payment(s) be cancelled. If the payment date falls on a weekend or holiday, I understand that the payment may be debited from my account the next business day. I understand that because the debit from my account will be processed electronically, these funds will generally be withdrawn from my account on the date specified but could take up to 3 business days to process. I understand and agree that in order for NASA FCU to make the requested payment(s) the amount must be available in my account and that a fee will be applied to any declined credit card or loan payment(s) or pre-authorized charge backs (refer to the Schedule of Fees). If any attempt to debit my account is rejected, for any reason, I also agree that NASA FCU may resubmit the debit, which will be initiated as a separate transaction from the authorized payment.