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Auto Loans that Make You Smile

AUTO LOANS

Whether you’re buying a new car, a used car, or just refinancing your existing auto loan – a NASA Federal Auto Loan can put more money in your pocket. No payment is required for 60 days,* terms are flexible, and rates are as low as 2.89% APR.1 That's smart. NASA smart.


Choosing NASA Federal is a smart move. Here's why:

  • We'll help you make the decision that's right for you – and your budget.
  • Applying is hassle free with fast, easy online pre-approval.
  • You'll have extra negotiating power with the NASA Federal pre-approval behind you.


Select to Apply Now

 

Already applied? Check your application status here.

Buying a new or used car?

Shop with NASA Federal negotiating power! Get pre-approved before you shop.

Rates effective as of December 1, 2019. Purchase and refinance rates and terms below are subject to change without notice.

View the annual percentage rates for auto loans with terms ranging from 36 to 84 months
TermAPR1 As Low As
Up to 36 months2.89%
37-63 months3.29%
64-75 months4.49%
76-84 months5.49%

Select to Learn More »


Refinancing an existing loan?

We may beat your rate. People who switched to NASA Federal saved an average of $1,300 a year!2 Apply today to see how much you could save.

image of silver four door sedan


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*The loan will still accrue interest during the 60-day deferral period.


1APR = Annual Percentage Rate. APR is based on an evaluation of creditworthiness, so your rate may vary. Credit approval required. Membership and eligibility requirements apply. The refinance of an existing NASA Federal Credit Union fixed-rate loan is permitted one time only with a required $1,000 cash out. This offer is only good for loans not currently financed with NASA Federal Credit Union. Verification of current rate is required. The minimum that can be refinanced is $5,000. Rates are higher for older model cars. The APR for model years 2009 - 2014 are 1% higher and model years greater than 10 years (≤ 2008) are 2% higher than the quoted floor or as low as rates.


2Monthly payment reduction claim is based on average payment reduction our members experience with their new loan (same term or longer) disbursed between 1/01/16 – 11/30/2016, compared to their prior monthly loan payments. Monthly payment reduction may result from a lower interest rate, a longer term or both. Your actual savings may be different.


Payment Example: A $20,000 auto loan financed with NASA Federal at 3.29% APR for 63 months will have a monthly payment of $346.10.



Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.

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