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Out-of-this-world Auto Loan Rates


Whether you’re buying a new car, a used car or refinancing your current loan – NASA Federal auto loan rates are among the best in the galaxy.

Auto Loan Rates

Effective as of September 1, 2023. Rates and terms subject to change without notice.

View the annual percentage rates for various auto loan amounts with terms ranging from 36 to 84 months
TermLoan AmountAPR1 as low as
Up to 36 Months$5,000-$125,0006.24%
37-63 Months$10,000-$125,0007.34%
64-75 Months$15,000-$125,0008.19%
76-84 Months$20,000-$125,0009.04%

For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).

Don't wait! 

Select to Check Your New/Used Auto Rate

No Impact to Your Credit Score!

Select to
Check Your Auto Refinance Rate

No Impact to Your Credit Score!


 1APR = Annual Percentage Rate. APR is based on an evaluation of creditworthiness, so your rate may vary. Credit approval required. Membership and eligibility requirements apply. The refinance of an existing NASA Federal Credit Union fixed-rate loan is permitted one time only with a required $1,000 cash out. Verification of current rate is required. The minimum that can be refinanced is $5,000. Rates are higher for older model cars. The APR for model years 2013 - 2018 are 1% higher and model years greater than 10 years (≤ 2012) are 2% higher than the quoted floor or as low as rates.

 2Payment Example: A $20,000 auto loan financed with NASA Federal at 7.34% APR for 63 months will have a monthly payment of $383.50.

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.

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