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Get a One-Time $300 Bonus with Real Perks and Savings

CHECKING

 

Get a $300 bonus with qualified deposits and debit card purchases!1 Plus, save up to $900 each year on the things you’re already paying for today.7

NASA Federal Checking with Smart Perks offers a galaxy of money savings and peace-of-mind personal protection benefits, all in the palm of your hand. Start saving smarter with us today.


Log into Digital Banking and choose Checking & Savings to open your account.

Open Checking Now

Which Checking account is right for you?

Here’s a comparison of the Smart Perks offered in each account so you can decide which one is right for you.

Smart PerksElite
Checking
Premium CheckingEveryday
Checking
Debit RewardsCheckCheckCheck
Early Payroll Posting CheckCheckCheck
Surcharge-Free ATM Network and Nationwide Branch Access CheckCheckCheck
ID Theft Aid234 Check
Up to 
$5,000
Check
Up to 
$2,500

 
Credit & Identity Monitoring CheckCheck
Cell Phone Protection23 Check
$1,000/Claim
$2,000/Year
Check
$600/Claim
$1,200/Year

Shopping Deals CheckCheck
Roadside Assistance CheckCheck
Cash Back on Fuel PurchasesCheckCheck
Health Savings Card CheckCheck
Free Box of Checks CheckCheck
Buyer's Protection/Extended Warranty23 Check
 
NSF Fee Waivers Check
 
BillsharkCheck 
Earns DividendsCheck 
Monthly Fee$10 per month$7 per month$8 per month
How to Avoid Monthly FeeN/AN/A$0 with monthly $500 direct deposit or $200 average daily balance
Potential Savings7$924 per year$524 per yearN/A
NASA Perks

NASA FCU Smart Perks

Download NASA FCU Smart Perks app today and get access to additional benefits and rewards.

*Must be enrolled in Premium or Elite accounts.

Download on the App Store
Get it on Google Play

Out of This World Perks

Billshark

ID Theft Aid

Cash Back on Fuel

Buyer's Protection

Roadside Assistance

Credit and ID Monitoring

Cell Phone Protection

Local Deals

Health Savings

FAQs

What makes these checking accounts better than the rest?

With our Premium and Elite checking accounts, you're eligible for special money-saving and peace-of-mind protection benefits powered by BaZing. Our checking lineup gives you access to products and services you may already be paying for, at a fraction of the cost. 

How do I earn and redeem BaZing Fuel Rewards?

To begin earning fuel rewards, link your NASA Federal checking account or credit card using the Smart Perks app. Then swipe your debit card or credit card 20 times each month to earn 3% cash back on any gas purchase from any gas station. No codes to enter at the pump - simply swipe and earn!

    Who do I contact if I have a problem using the BaZing app or accessing my benefits?

    For questions or issues with using your BaZing benefits or the NASA FCU Smart Perks app, you can contact BaZing Customer Service directly by email at Customer.Service@bazing.com or by phone at 855-UBAZING (855-822-9464). BaZing Customer Service is available Monday through Friday from 8:00 a.m. - 5:00 p.m. CT. 

    Don’t have a NASA Federal Checking Account?

    Open a NASA Federal Smart Checking account today!

     

    NASA Federal Checking Fleet Card

    1 $300 checking offer requires opening a NASA Federal Checking account between 02/05/2026 and 04/30/2026, establishing a $500 minimum monthly recurring direct deposit for 3 consecutive months and making at least 15 debit card purchases (pin or signature) for 3 consecutive months, all within 120 days of account opening. A qualifying direct deposit is a deposit of $500 or more by Automated Clearing House (ACH) from an employer, payroll provider, gig economy payer, or benefits payer. In order to receive a bonus, account must be in good standing. Only one bonus will be paid per member, per year and offer is non-transferable. $300 will be credited to the primary applicant's savings account on file, 150 days from account opening. Recipient is solely responsible for any personal tax liability arising out of this incentive. Membership savings account with $5 opening balance is required. NASA Federal Credit Union reserves the right to amend the promotion duration and terms at any time with or without prior notice. Annual Percentage Yield is 1.00% as of April 1, 2026. Rate is subject to change at any time. To view current annual percentage yield/dividend rates, visit Checking Rates.

     

    2 Subject to the terms and conditions detailed in the Guide to Benefits:

     

    3 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

     

    4 Billshark, identity, and credit monitoring require additional activation to begin.

     

    5 To earn 3% cash back on fuel purchases, you must connect your powered by BaZing checking account through Plaid and complete 20 qualifying debit or credit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cash back rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cash back program may be modified or discontinued at any time without prior notice.

     

    6 To view current annual percentage yield/dividend rates, visit Checking Rates

     

    7 Potential savings can vary. See details in Elite Checking and Premium Checking.

     

    8 Cash back will accumulate throughout the calendar year. On the last day of each calendar year (December 31), we will automatically redeem each positive signature transaction for $.05 and each positive PIN transaction for $.02, subject to a total annual redemption amount limit per member of $250, and deposit this amount into a Prime Share Savings Account linked to the Checking Account. Cash back will not be redeemed if the Checking Account is closed, any loan is delinquent or charged-off, or any Account has been expelled from membership at NASA Federal Credit Union. ATM transactions are not qualifying transactions. See Debit Card Cash Back Terms and Conditions for more information.

    Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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