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Overdraft Protection Has You Covered


Banking with NASA Federal is convenient and worry-free! Our Overdraft Protection options help save you from having a purchase declined or insufficient funds.

Here’s how it works:

We'll link your personal checking account to any other NASA Federal Credit Union checking, savings, money market, or CashLine of credit – your choice. That way, you'll have automatic fund transfers1 to help cover your checks and purchases. 

Already have a checking account? Just call 1-888-NASA-FCU (627-2328) or email us and we’ll set up your account today.

Want to protect your Debit Card purchases, too? Opt-in for Account Guardian now. That’s smart! NASA smart.

Overdraft Protection Options

View the minimum opening balance requirements, annual percentage yields and dividend rates for various savings accounts
Overdraft ServiceCostHow to Enroll
Link account to a NASA Federal deposit account1No costCall 1-888-NASA-FCU
Overdraft Line of CreditSubject to interest on outstanding balanceCall 1-888-NASA-FCU
Account Guardian2$32 fee per item coveredLog into Online or Mobile Banking


1The Credit Union limits the number of electronic transfers or withdrawals that may be made from a share savings or money market account to other accounts to 6 per month. Please see Transaction Limits for more information.  


2This service is not automatic, the choice is yours. You can choose to opt in to cover debit card transactions when you have insufficient funds or not. Certain restrictions apply.

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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