CHECKING
Save big on the things you’re already paying for today. NASA Federal Checking with Smart Perks offers a galaxy of money savings and peace-of-mind personal protection benefits, all in the palm of your hand. Start saving smarter with us today.
Which Checking account is right for you?
Here’s a comparison of the Smart Perks offered in each account so you can decide which one is right for you.
| Smart Perks | Elite Checking | Premium Checking | Everyday Checking |
|---|---|---|---|
| Debit Rewards1 |  | | |
| Early Payroll Posting | | | |
| Surcharge-Free ATM Network and Nationwide Branch Access | | | |
| ID Theft Aid234 | Up to $5,000 | Up to $2,500 | |
| Credit & Identity Monitoring | | | |
| Cell Phone Protection23 | $1,000/Claim $2,000/Year | $600/Claim $1,200/Year | |
| Shopping Deals | | | |
| Roadside Assistance | | | |
| Fuel Discounts5 | | | |
| Health Savings Card | | | |
| Buyer's Protection/Extended Warranty23 | | ||
| NSF Fee Waivers | | ||
| Billshark4 | | ||
| Earns Dividends6 | | ||
| Monthly Fee | $10 per month | $7 per month | $8 per month |
| How to Avoid Monthly Fee | N/A | N/A | $0 with monthly $500 direct deposit or $200 average daily balance |
| Potential Savings7 | $924 per year | $524 per year | N/A |
NASA FCU Smart Perks
Download NASA FCU Smart Perks app today and get access to additional benefits and rewards.
*Must be enrolled in Premium or Elite accounts.
Out of This World Perks
Billshark
ID Theft Aid
Fuel Savings
Buyer's Protection
Roadside Assistance
Credit and ID Monitoring
Cell Phone Protection
Local Deals
Health Savings
FAQs
What makes these checking accounts better than the rest?
With our Premium and Elite checking accounts, you're eligible for special money-saving and peace-of-mind protection benefits powered by BaZing. Our checking lineup gives you access to products and services you may already be paying for, at a fraction of the cost.
How do I earn and redeem BaZing Fuel Rewards?
To begin earning fuel rewards, link your NASA Federal checking account or credit card using the Smart Perks app. Then swipe your debit card or credit card 15 times each month to earn fuel savings. You can save a minimum of 10 cents per gallon up to 20 gallons at participating Shell stations.
To redeem your fuel rewards:
- - Choose Fuel Rewards (FR) from the pump
- - Chose Alt ID
- - Enter your Rewards Alt ID shown with the BaZing Fuel section of the Smart Perks app
Who do I contact if I have a problem using the BaZing app or accessing my benefits?
For questions or issues with using your BaZing benefits or the NASA FCU Smart Perks app, you can contact BaZing Customer Service directly by email at Customer.Service@bazing.com or by phone at 855-UBAZING (855-822-9464). BaZing Customer Service is available Monday through Friday from 8:00 a.m. - 5:00 p.m. CT.
I received a letter about my account changing. What does it mean?
We have updated our checking account options to better serve our members. On August 15, 2024, all previously established checking accounts will convert to one of our new accounts. Your new account may now come with additional money-saving or peace-of-mind protection benefits offered through BaZing.
1 Cash back will accumulate throughout the calendar year. On the last day of each calendar year (December 31), we will automatically redeem each positive signature transaction for $.05 and each positive PIN transaction for $.02, subject to a total annual redemption amount limit per member of $250, and deposit this amount into a Prime Share Savings Account linked to the Checking Account. Cash back will not be redeemed if the Checking Account is closed, any loan is delinquent or charged-off, or any Account has been expelled from membership at NASA Federal Credit Union. ATM transactions are not qualifying transactions. See Debit Card Cash Back Terms and Conditions for more information.
2 Subject to the terms and conditions detailed in the Guide to Benefits:
- Premium Checking Guide to Benefits
- Elite Checking Guide to Benefits
3 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
4 Billshark, identity, and credit monitoring require additional activation to begin.
5 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit or credit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.
6 To view current dividend rates, visit Checking Rates
7 Potential savings can vary. See details in Elite Checking and Premium Checking.
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Checking & Savings
Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government. NMLS #486583.
Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.
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