Checking with Perks and Savings

Checking

Save big on the things you’re already paying for today. NASA Federal Checking with Smart Perks offers a galaxy of money savings and peace-of-mind personal protection benefits, all in the palm of your hand. Start saving smarter with us today.

Which Checking account is right for you?

Here’s a comparison of the Smart Perks offered in each account so you can decide which one is right for you.

Smart Perks	Elite Checking	Premium Checking	Everyday Checking
Debit Rewards⁸ Earn cash rewards on everyday debit card purchases
Early Payroll Posting Access to your direct deposit up to 2 days early
Surcharge-Free ATM Network and Nationwide Branch Access Access to 42,000 surcharge free ATMs & 5,400 branch locations
ID Theft Aid²³⁴ Unlimited access to specialist for identify theft restoration assistance	Up to $5,000	Up to $2,500
Credit & Identity Monitoring Access to your credit score and report - plus monitoring & alerts
Cell Phone Protection²³ Coverage for damaged or stolen phone	$1,000/Claim $2,000/Year	$600/Claim $1,200/Year
Shopping Deals Discount savings at thousands of merchants
Roadside Assistance Available 24/7, covers up to $80 in service charges
Cash Back on Fuel Purchases⁵ Swipe your debit or credit card 20 times to unlock 3% cash back on all gas purchases
Health Savings Card Save money on prescriptions, eye exams, and hearing services
Free Box of Checks Receive on free box of standard design checks annually
Buyer's Protection/Extended Warranty²³ Protect your purchases if theft or damage occurs within the first 180 days of purchase
NSF Fee Waivers 1 per month
Billshark⁴ Lower your monthly bills and cancel unwanted subscriptions
Earns Dividends⁶ Earn competitive dividends on account balances
Monthly Fee	$10 per month	$7 per month	$8 per month
How to Avoid Monthly Fee	N/A	N/A	$0 with monthly $500 direct deposit or $200 average daily balance
Potential Savings⁷	$924 per year	$524 per year	N/A

NASA FCU Smart Perks

Download NASA FCU Smart Perks app today and get access to additional benefits and rewards.

*Must be enrolled in Premium or Elite accounts.

Out of This World Perks

Billshark

ID Theft Aid

Cash Back on Fuel

Buyer's Protection

Roadside Assistance

Credit and ID Monitoring

Cell Phone Protection

Local Deals

Health Savings

FAQs

What makes these checking accounts better than the rest?

With our Premium and Elite checking accounts, you're eligible for special money-saving and peace-of-mind protection benefits powered by BaZing. Our checking lineup gives you access to products and services you may already be paying for, at a fraction of the cost.

How do I earn and redeem BaZing Fuel Rewards?

To begin earning fuel rewards, link your NASA Federal checking account or credit card using the Smart Perks app. Then swipe your debit card or credit card 20 times each month to earn 3% cash back on any gas purchase from any gas station. No codes to enter at the pump - simply swipe and earn!

Who do I contact if I have a problem using the BaZing app or accessing my benefits?

For questions or issues with using your BaZing benefits or the NASA FCU Smart Perks app, you can contact BaZing Customer Service directly by email at Customer.Service@bazing.com or by phone at 855-UBAZING (855-822-9464). BaZing Customer Service is available Monday through Friday from 8:00 a.m. - 5:00 p.m. CT.

Don’t have a NASA Federal Checking Account?

Open a NASA Federal Smart Checking account today!

1 Cash back will accumulate throughout the calendar year. On the last day of each calendar year (December 31), we will automatically redeem each positive signature transaction for $.05 and each positive PIN transaction for $.02, subject to a total annual redemption amount limit per member of $250, and deposit this amount into a Prime Share Savings Account linked to the Checking Account. Cash back will not be redeemed if the Checking Account is closed, any loan is delinquent or charged-off, or any Account has been expelled from membership at NASA Federal Credit Union. ATM transactions are not qualifying transactions. See Debit Card Cash Back Terms and Conditions for more information.

2 Subject to the terms and conditions detailed in the Guide to Benefits:

3 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

4 Billshark, identity, and credit monitoring require additional activation to begin.

5 To earn 3% cash back on fuel purchases, you must connect your powered by BaZing checking account through Plaid and complete 20 qualifying debit or credit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cash back rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cash back program may be modified or discontinued at any time without prior notice.

6 To view current dividend rates, visit Checking Rates.

7 Potential savings can vary. See details in Elite Checking and Premium Checking.

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Checking with Perks and Savings

Which Checking account is right for you?