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Navigating the Path to Homeownership

Did you know that you have access to a personal Mortgage Specialist? We can walk you through the homebuying process, from start to finish.

Find out more about NASA Federal's Mortgage Center.


Table of Contents

Getting Started


Why Own a Home?

There are significant benefits to owning your own home, especially if you plan on remaining in the same location for at least four to five years.


How Much House You Can Afford?

Like all significant purchases, it is important to start figuring out how much you can afford, including upfront costs, like a down payment and closing costs.

Preparing Your Finances


What Does Your Credit Look Like?

Your credit rating shows your willingness to repay a home loan and plays an important part in the approval process, even determining your interest rate and terms.  


Getting Pre-Qualified

You can get pre-qualified by providing us with your supporting income and asset documentation and submitting a formal application. That allows us to pull your credit so we can show you the maximum purchase price and loan amount you can get.


Do Not Jeopardize Your Loan Approval

When you are pre-qualified, it is important for you to make no changes to your income or job, assets, or credit. Any changes could nullify your pre-qualification and lead to a denial of your loan request.

Your Home Preferences


Where Do You Want to Live?

Once you figure out your home budget, come up with a list of the top neighborhoods or school districts you can afford. 



What’s on Your “Must-Have” List?

Is it a deal breaker that you purchase a single-family home? Or would a townhome or condominium work just as well? This is important because there are different lending criteria and loan pricing based on the property type. 


What You Need to Get Started

Once you have the details of your dream home defined, you will need outside help to assist you with finding and financing it. NASA Federal can provide guidance as well as save you money. 


We're Here to Help


The home buying process is a lot to take in. The Mortgage Specialists at NASA Federal’s Mortgage Center are here to help with the home financing flexibility, options, and features that will make your new home a reality. 


Request an Appointment 

Let NASA Federal’s Mortgage Center be your trusted partner throughout your home buying process.  Request an appointment below with one of our Mortgage Specialists or call 1-888-NASA-FCU (627-2328). 

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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